European banks’ wait time for regulatory approvals for their shareholder payout plans is about to get shorter, as the region’s top watchdog steps up efforts to boost efficiency. The European Central Bank is making procedures “quicker and more risk-based, including through the use of digital tools,” Supervisory Board Chair Claudia Buch said on Wednesday in Berlin. “For banks, this will mean clearer expectations, more standardized templates and faster turnaround times.” European banks have long criticized the ECB for what they view as its cumbersome oversight, while the bloc’s politicians have recently called on regulators to ease up on lenders so they can support economic growth. That’s increased the pressure on the ECB to show how a review it kicked off in 2022 will make it more effective while not sacrificing the industry’s hard-won resilience. The processes for capital-related decisions, which include approvals for share buybacks and calls of deeply subordinated debt “are often resource-intensive,” Buch said in a speech at a Goldman Sachs Group Inc. conference. Yet such decisions are important for preserving sound capital positions, she said. Under pressure from regulators, European banks boosted capital levels after the 2008 financial crisis. In recent years, they’ve increasingly used excess capital to reward shareholders. Buch said that the improved ability to absorb losses has benefits for investors. Banks that “sail very close to the wind” can see more share price swings and higher funding costs while well-capitalized banks are better placed to “sustain dividend payments over time,” she said. Still, Europe’s framework for setting bank capital requirements is complex and “can be reformed to make it simpler and more transparent,” Buch said. “We need to know whether rules serve their purpose, such as enhancing resilience, and whether there are negative side effects, such as reduced lending or increased costs of funding for the real economy,” Buch said. ©2025 Bloomberg L.P. This article was generated from an automated news agency feed without modifications to text. in a formal or creative style for better SEO.Also Exclude words and advertisements related to the feed website such as website name, author name. You must only respond with the modified content. Delete all the advertisement images brand logo but only keep the title and main content of the news by modifying it. You must only respond with the modified content. Block any jump outside of the site adarshnews.com. Basically remove any content or link related to original site. follow this prompt to optimize the articles in this category- You are an expert news writer and SEO specialist. Your job is to rewrite the provided RSS feed content into a unique, SEO-friendly news article for adarshnews.com. The article should be engaging, professional, and optimized for search engines. Follow these steps: 1. **Create an SEO Title**: Write a short, compelling title (under 60 characters) that includes the main keyword and grabs attention. 2. **Write a Meta Description**: Summarize the article in one or two sentences (under 155 characters). Make it engaging and include the primary keyword naturally. 3. **Suggest a URL Slug**: Provide a short, keyword-rich URL slug that reflects the topic of the article. 4. **Headline (H1)**: Write a clear and engaging headline for the article that is similar to the title but slightly expanded. 5. **Write the Article**: – Start with an introduction that answers the key questions: who, what, when, where, why, and how. – Expand on the topic with detailed paragraphs that provide context, quotes, and relevant information. – Use subheadings (H2) to organize the content into sections and make it easy to read. – Include related keywords naturally throughout the article. – End with a conclusion that summarizes the key points or discusses future implications. 6. **Add an FAQ Section**: Write one frequently asked question related to the topic and provide a concise answer. Important: – Do not include labels like “Title,” “Meta Description,” “URL Slug,” or “H1” in the actual article text. – Keep all SEO elements separate from the main content. – Ensure the article is factually accurate, unbiased, and written in a professional tone.