**JM Financial Q3 Results 2025**
On January 28, 2025, JM Financial announced its Q3 results, highlighting a difficult quarter for the company. The revenue experienced a substantial decline of 25.54% year-on-year, while profit fell by 24.76%. The company reported a profit of ₹208.92 crore and revenue of ₹821.99 crore. Compared to the previous quarter, JM Financial’s revenue decreased by 20.46%, and profit dropped by 10.05%, reflecting the ongoing challenges in the current market landscape.
The Selling, General, and Administrative (SG&A) expenses decreased by 24.42% quarter-on-quarter and 10.34% year-on-year, indicating the company’s efforts to manage costs amid declining revenues. Notably, operating income rose by 50.43% from the previous quarter, yet it showed a significant year-on-year decline of 104.6%, underscoring the volatility in JM Financial’s performance.
The Earnings Per Share (EPS) for Q3 was recorded at ₹3.06, representing a year-on-year decrease of 7.27%, further highlighting the impact of the profit downturn. Over the past week, JM Financial has seen a return of -7.67%, with a decline of 3.36% over the last six months and -17.62% year-to-date, raising concerns among investors regarding the company’s future performance.
Currently, JM Financial has a market capitalization of ₹10,235.3 crore, with a 52-week high of ₹168.75 and a low of ₹69, reflecting the stock’s volatility in recent months.
**JM Financial Financials**
| Period | Q3 (FY25) | Q2 (FY25) | Q-o-Q Growth | Q3 (FY24) | Y-o-Y Growth |
|———————–|———–|———–|————–|———–|————–|
| Total Revenue | 821.99 | 1033.46 | -20.46% | 1104 | -25.54% |
| Selling/General/Admin Expenses Total | 220.56 | 291.82 | -24.42% | 246 | -10.34% |
| Depreciation/Amortization | 16.37 | 14.85 | +10.24% | 13.68 | +19.66% |
| Total Operating Expense | 833.96 | 1057.61 | -21.15% | 843.84 | -1.17% |
| Operating Income | -11.97 | -24.15 | +50.43% | 260.16 | -104.6% |
| Net Income Before Taxes | 286.58 | 153.6 | +86.58% | 417.12 | -31.3% |
| Net Income | 208.92 | 232.26 | -10.05% | 277.68 | -24.76% |
| Diluted Normalized EPS | 3.06 | 4.67 | -34.48% | 3.3 | -7.27% |
