**General Insurance Council Criticizes AHPI’s Cashless Service Suspension**
The General Insurance Council (GIC), representing non-life insurers, has condemned the unilateral decision by the Association of Healthcare Providers – India (AHPI) to halt cashless hospitalization services for Bajaj Allianz General Insurance customers starting September 1. The GIC has called on AHPI to retract this directive and encourage its members to maintain cashless services for all health insurance policyholders.
In a statement, the GIC emphasized its commitment to fostering a healthier and more resilient India, urging all stakeholders to collaborate in a partnership that ensures citizens can access quality healthcare without financial strain. The AHPI’s announcement on August 22 to suspend cashless services for Bajaj Allianz and Care Health Insurance customers has been described as arbitrary and lacking clarity, leading to confusion and eroding trust in the health insurance system.
The GIC criticized the abrupt nature of AHPI’s press release, which it believes undermines the interests of policyholders nationwide. The Council highlighted that such actions not only disrupt cashless access but also pose significant risks to families facing higher out-of-pocket expenses for medical treatments. This disruption could jeopardize the health and survival of patients in critical conditions requiring immediate care.
The GIC stands united against any unfair targeting of insurers, stressing that the implications of this decision are severe for millions who rely on health insurance for financial protection and healthcare access. The Council firmly believes that any disruption to cashless services ultimately harms citizens, emphasizing the need for constructive dialogue and resolution in the healthcare sector.
**FAQ**
**What is the impact of AHPI’s decision on health insurance policyholders?**
AHPI’s decision to suspend cashless hospitalization services can lead to increased out-of-pocket expenses for policyholders, potentially jeopardizing access to necessary medical care, especially for those in critical conditions.
