**Bajaj Finserv Q3 Results 2025**
On January 30, 2025, Bajaj Finserv announced its Q3 results, revealing a year-on-year (YoY) revenue growth of 10.34% and a profit increase of 3.4%. The company’s profit for the quarter amounted to ₹2,231 crore, while revenue reached ₹32,040.82 crore. However, when compared to the previous quarter, revenue experienced a decline of 4.93%, although profit rose by 6.9%.
Selling, general, and administrative expenses saw a quarter-on-quarter (q-o-q) increase of 0.75% and a significant YoY rise of 16.23%, which may raise concerns among analysts and investors. Despite the revenue drop, operating income displayed a positive trend, growing by 0.64% q-o-q and 18.41% YoY. The earnings per share (EPS) also showed strong performance, reaching ₹23.49 for Q3, reflecting a notable YoY increase of 22.79%.
In terms of stock performance, Bajaj Finserv recorded a -0.05% return over the past week, but has shown a robust 6.75% return over the last six months and an impressive 11.29% year-to-date (YTD) return. As of January 31, 2025, the company has a market capitalization of ₹2,78,328 crore, with a 52-week high of ₹2,029.9 and a low of ₹1,419.05.
Analysts have taken notice of this performance, with 10 covering the company. Among them, 2 analysts have issued a Sell rating, 1 has given a Hold rating, 3 have recommended Buy, and 4 have assigned a Strong Buy rating. The consensus recommendation as of January 31, 2025, indicates a favorable outlook, with the majority suggesting to Buy the stock.
**Bajaj Finserv Financials**
| Period | Q3 (FY25) | Q2 (FY25) | Q-o-Q Growth | Q3 (FY24) | Y-o-Y Growth |
|—————–|—————|—————|————–|—————|————–|
| Total Revenue | ₹32,040.82 crore | ₹33,702.76 crore | -4.93% | ₹29,037.2 crore | +10.34% |
| Selling/General/Admin Expenses Total | ₹5,168.35 crore | ₹5,129.89 crore | +0.75% | ₹4,446.51 crore | +16.23% |
| Depreciation/Amortization | ₹288.52 crore | ₹275.32 crore | +4.79% | ₹232.09 crore | +24.31% |
| Total Operating Expense | ₹19,956.14 crore | ₹21,694.61 crore | -8.01% | ₹18,831.47 crore | +5.97% |
| Operating Income | ₹12,084.68 crore | ₹12,008.15 crore | +0.64% | ₹10,205.73 crore | +18.41% |
| Net Income Before Taxes | ₹5,811.51 crore | ₹5,965.97 crore | -2.59% | ₹5,430.95 crore | +7.01% |
| Net Income | ₹2,231 crore | ₹2,086.97 crore | +6.9% | ₹2,157.67 crore | +3.4% |
| Diluted Normalized EPS | ₹23.49 | ₹21.29 | +10.33% | ₹19.13 | +22.79% |
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