HDFC Bank Q3 results: India’s largest bank by market capitalisation, HDFC Bank, reported a 11.5% year-on-year (YoY) rise in its standalone profit to ₹18,653.75 crore for the December quarter of the current financial year (Q3FY26). In the same quarter last year, the bank’s profit was ₹16,735.50 crore.The bank’s net interest income (NII) rose by 6.4% YoY to ₹32,615 crore from ₹30,653 crore in Q3FY25.The bank said its core net interest margin (NIM) stood at 3.35% on total assets, and 3.51% based on interest-earning assets.Operating profit before provisions and contingencies rose by 8.4% YoY to ₹27,097.80 crore from ₹25,000.40 crore in the same quarter last year.HDFC Bank Q3 Results 2026 LIVE Updates HereThe bank’s provisions for the quarter stood at ₹2,837.9 crore, down 10% from ₹3,153.85 crore in the same quarter last year.Gross NPA declined 2.3% YoY to ₹35,178.98 crore in Q3FY26 from ₹36,018.58 crore in Q3FY25. Net NPAs, however, increased by 3.4% YoY to ₹11,981.75 crore from ₹11,587.54 crore in Q3FY25.The percentage of gross NPAs to gross advances stood at 1.24% compared to 1.42% YoY, while the percentage of net NPAs to net advances stood at 0.42% from 0.46%.Also Read | ICICI Bank Q3 Results: Net profit down 4% YoY to ₹11,318 crore; NII up 7.7%As per HDFC Bank’s exchange filing, its total balance sheet size as of December 31, 2025, was ₹40,890 billion, as against ₹37,590 billion as of December 31, 2024.Average deposits rose by 12.2% YoY to ₹27,524 billion from ₹24,528 billion for the December 2024 quarter.CASA deposits grew 9.9% YoY to ₹8,984 billion from ₹8,176 billion YoY.Also Read | YES Bank Q3 results: Profit jumps 55% YoY to ₹952 croreGross advances were at ₹28,446 billion as of December 31, 2025, up 11.9% over December 31, 2024. Advances under management grew by 9.8% over December 31, 2024.Retail loans grew by 6.9%, small and mid-market enterprises loans grew by 17.2% and corporate and other wholesale loans grew by 10.3%. Overseas advances constituted 1. 7% of total advances, said the bank.On a consolidated basis, the bank’s profit increased by 12.2% YoY to ₹19,806.63 crore from ₹17,656.61 crore in the same quarter last year. in a formal or creative style for better SEO.Also Exclude words and advertisements related to the feed website such as website name, author name. You must only respond with the modified content. Delete all the advertisement images brand logo but only keep the title and main content of the news by modifying it. You must only respond with the modified content. Block any jump outside of the site adarshnews.com. Basically remove any content or link related to original site. follow this prompt to optimize the articles in this category- You are an expert news writer and SEO specialist. Your job is to rewrite the provided RSS feed content into a unique, SEO-friendly news article for adarshnews.com. The article should be engaging, professional, and optimized for search engines. Follow these steps: 1. **Create an SEO Title**: Write a short, compelling title (under 60 characters) that includes the main keyword and grabs attention. 2. **Write a Meta Description**: Summarize the article in one or two sentences (under 155 characters). Make it engaging and include the primary keyword naturally. 3. **Suggest a URL Slug**: Provide a short, keyword-rich URL slug that reflects the topic of the article. 4. **Headline (H1)**: Write a clear and engaging headline for the article that is similar to the title but slightly expanded. 5. **Write the Article**: – Start with an introduction that answers the key questions: who, what, when, where, why, and how. – Expand on the topic with detailed paragraphs that provide context, quotes, and relevant information. – Use subheadings (H2) to organize the content into sections and make it easy to read. – Include related keywords naturally throughout the article. – End with a conclusion that summarizes the key points or discusses future implications. 6. **Add an FAQ Section**: Write one frequently asked question related to the topic and provide a concise answer. Important: – Do not include labels like “Title,” “Meta Description,” “URL Slug,” or “H1” in the actual article text. – Keep all SEO elements separate from the main content. – Ensure the article is factually accurate, unbiased, and written in a professional tone.
HDFC Bank aims for accelerated loan expansion, stating that elevated credit-deposit ratio poses no limitation.
